Mortgage Loan Facts & Information
Thursday, September 10, 2009

Estimated Interest Rate Seem to Good to Be True? It Just Might Be.

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I encourage people to avoid focusing on a lender’s estimate of the interest rate their note will bear. This is because the quoted rate means...
Saturday, May 2, 2009

Buy or Re-fi!

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Bonds have taken a beating over the past week or so, and this could mean that interest rates may head upward in the near future . So, what c...

As Low as They Go? Maybe So...

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Despite well-understood economic forces exerting an upward push, some people think mortgage interest rates will decline further . When confr...
Friday, March 27, 2009

Making Home Affordable Refinance Program & other Market Forces

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Given recent government initiatives, the information below stands to benefit almost everyone . If you are or want to be a homeowner or real ...
Monday, March 16, 2009

How Mortgage Lenders Make Money (and Borrowers Pay for It)

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Some borrowers still believe "no fee" loans really do exist. However, I'm afraid I have to report the reality is that they do...
Saturday, March 7, 2009

I Never Thought I’d be Saying This...

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I never thought I’d be saying this today (meaning, in early March of 2009), but things just keep getting better! In particular, now is an e...

Slumdog Millionaire: What should have been the final question...

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Paul B. Farrell isn’t always right, but he sure knows how to provoke some worthwhile discussion. In his most recent column for Marketwatch....
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About Me

EchoPoint Mortgage Company/CSW Home Loan
EchoPoint/CSW was founded by mortgage, real estate, legal and accounting professionals with over 100 years combined experience. At EchoPoint/CSW, home loans are all we do--so, that’s all you’ll hear about from us. We offer a broad variety of loan programs to assist our customers, but we don't offer any other financial products of services they don’t want or need. We are exceptionally experienced, resourceful and efficient professionals with only one thing in mind—-doing things right the first time.
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